Closing Costs

Closing costs you should expect

There are certain expected expenses related to closing the sale of a home. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Idaho to help guide you through the transaction.


Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, not only will we work to get the optimal sales price, but we'll also advocate for limited closing costs. And once we've come to an agreement, we'll walk you through the closing costs so you know exactly where your money is going. 

Buyers: If you're purchasing a house in Fruitland, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a tolerable range so you're not startled when you arrive at the closing appointment. We'll be willing to look through the estimate with you, answering your questions and highlighting any estimates in question.

Don't forget to factor in closing costs when considering a home sale or purchase. Premier Group Realty West is seasoned at assisting both buyers and sellers when it comes to closings. Contact us or call us today at (208)452-5655 if your needs include a real estate pro experienced in the business side of buying and selling.

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Premier Group Realty West
Fruitland, ID 83619
208-452-5655
Email Us

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Premier Group Realty West | 208-452-5655 | Email Us
804 NW 24th St. Ste. B - Fruitland, ID 83619
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